Welcome to Car Credit 365

Car Credit 365 have many years in the motor industry with experience arranging finance. We aim to give all of our customers a fantastic and hassle-free experience when arranging the credit for their next purchase whether you have a motorhome, caravan, motorbike, personal loan or a car we are here to help. At Car Credit 365 we pride ourselves on our quick and efficient service and our team of experts are always on hand to help you through the process.

Hire Purchase

Hire purchase (HP) is one of the most commonly used methods to finance motor vehicles.


The value of the car at the end of the contract is calculated at the start of the agreement.

Personal Loan

We can offer you access to local funders who can offer you personal loans of up to £25,000.

Regardless of your credit history, we can consider applications for –

  • Motorhomes

  • Cars

  • Motorbikes

  • Commercials

  • Personal Loans

  • Caravans

Whatever you need, we can help!

Apply online or call us now to apply on 0191 447 7150

How it works?

Step 1 – Apply for Credit

The first step is to apply for credit, you can do this by pressing the ‘apply now’ button and completing our quick 2-minute application.

Step 2 – Get Accepted!

Once we have your finance application, we’ll give it our urgent attention and aim to get you accepted within the hour. We may need further details and documentation.

Step 3 – Chose Your Vehicle

Once we have a decision for you, we will contact you by either phone, text or e-mail and make all the necessary arrangements. If you’ve already located your car of choice, we will contact the supplying dealer to inform them of your acceptance and get the paperwork over to you for signature with details of what you need to do next.

Our Address

Car Credit 365

Sandy Lane,




Opening Hours

Mon – Fri 9am-5pm

Sat 9am-4pm

Sun 10am-4pm

Late appointments available on request